Best Credit Card To Buy Apple Products

Both the Venture X card and the traditional Venture Rewards card will earn 2 miles per dollar on everyday purchases, including Apple products. According to TPG's valuations, Capital One miles are worth 1.85 cents apiece, providing a 3.7% return on your purchases.

best credit card to buy apple products

Apple products aren't cheap. Thus, buying a new laptop, phone or watch from Apple could help you earn a lucrative sign-up bonus on a new credit card. In fact, a plethora of credit cards allow you to earn a bonus with $1,000 or less in spending. That's less than the cost of some of the latest iPhones, meaning the best credit card for your Apple purchase might be one you don't have yet. Consider using your new purchase to make progress toward a heap of points and miles that could lead to a free or very cheap vacation in the future.

For Capital One products listed on this page, some of the above benefits are provided by Visa or Mastercard and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

When making a big purchase, consider whether or not a credit card is your best payment method. After all, the right card will not only reward you but also protect you. This is especially true for Apple purchases.

So, what makes one credit card better than others, specifically when it comes to your Apple brand purchases? Well, what qualifies a card as a best credit card to buy Apple products will largely depend on your financial lifestyle and what sorts of perks mean the most to you:

The best credit cards for Apple are cards that maximize your cash back or rewards. The Apple Card is one good option. There are also some cards that offer purchase protection and extended warranty benefits, which can come in handy if your new iPhone gets damaged. Examples include the Amex Platinum and the Chase Freedom Unlimited.

Certain credit cards may offer bonus rewards or discounts on Apple purchases when you shop through the credit card loyalty program's shopping portal. For instance, American Airlines, Delta, and United have all offered up to 4X miles per $1 spent on Apple purchases in the past. The Apple Card also recently offered a promotion that allowed cardholders to earn 6% cash back on qualifying Apple purchases. You may also occasionally be able to take advantage of discounts on certain Apple purchases through your credit card companies' shopping portal. Offers typically change over time, so if you're in the market for a new iPhone, Mac laptop, or Apple Watch, be sure to shop around to find the best deal.

Certain credit cards may offer bonus rewards or discounts on Apple purchases when you shop through the credit card loyalty program's shopping portal. For instance, American Airlines, Delta, and United have all offered up to 4X miles per $1 spent on Apple purchases in the past. The Apple Card also recently offered a promotion that allowed cardholders to earn 6% cash back on qualifying Apple purchases. You may also occasionally be able to take advantage of discounts on certain Apple purchases through your credit card companies' shopping portal. Offers typically change over time, so if you're in the market for a new iPhone, Mac laptop, or Apple Watch, be sure to shop around to find the best deal.\u00a0

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The Ink Business Preferred Credit Card is one of the best business credit cards for Apple purchases. First, you earn 3x Ultimate Rewards points on the first $150,000 in combined annual spending for these purchases:

All non-bonus spending earns 1x point per $1 spent. This includes any purchases made directly from Apple like iTunes or Apple Music. The Ink Business Preferred is also one of the best Chase credit cards.

The Wells Fargo Propel American Express card provides $600 cell phone protection per claim (up to $1200 per year). You qualify for this coverage when you pay your monthly cell phone bill with the Wells Fargo Propel. Because of this, it is one of the best credit cards for an iPhone purchase.

Your points are worth 1.5 cents each when booking award flights. Each point is worth 1 cent each for all other travel, cash, and gift card rewards. This is one of the best credit cards for online shopping.

The Apple Card can be your best option if you make routine Apple purchases such as through the App Store, Apple Music, or iCloud storage. You can also earn bonus points when you use Apple Pay. This Apple card also lets you redeem your purchase rewards daily for cash credit:

There is no annual fee or foreign transaction fee. This can also be one of the easiest credit cards to apply for as you only need a 600 credit score or higher to be approved. Most of the best credit cards require a minimum of 740 credit score.

Your rewards points are redeemable for cash statement credits, erase recent purchases, and gift cards. Because of this, it can be one of the best cash back credit cards, depending on what you are looking for.

Several of the best credit cards for Apple purchases award bonus points when you make purchases directly from Apple. Others might only award the base rate of 1 point per $1. However, these cards may offer free cell phone protection, more flexible point redemption options, or both.

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

To receive a 0% APR installment on eligible products from apple.com, the Apple Store app, or an Apple Store, you must choose Apple Card Monthly Installments as your payment option at checkout.2 If you choose to pay for your eligible Apple purchase all at once with your Apple Card, that purchase will not receive 0% APR and instead will be subject to the standard purchase APR assigned to your Apple Card.

In countries and regions where Apple Gift Card is available, you can use your Apple Account balance to buy products and accessories at apple.com or in the Apple Store app. In these countries and regions, your Apple Account balance includes the balance from any Apple Gift Cards or App Store & iTunes Gift Cards that you have redeemed.

Where the Apple Gift Card is available, you can also use your Apple Account balance to buy products and accessories at apple.com or in the Apple Store app. See if Apple Gift Card is available in your country or region.

Based on news articles, and adjusted for inflation, Forbes Advisor estimates that our example household spends $1,169 annually on Apple products and in the App Store, which adds up to $35.07 in cash back. The $16,036 spent through Apple Pay would translate to $320.72 in cash back, and the remaining $14,867 that could reasonably be charged to a credit card would earn $148.67 back. This means that the card would earn a total of $504.46 in cash back per year.

Each of these cards has a different set of points-earning categories, with the Ink Business Cash card offering up to 5% cash-back at office supply stores (like Staples), up to $25,000 in purchases per year. This can be especially helpful if you find deals on Apple products at your local office supply store.

Both of these cards earn Membership Rewards points which can be transferred to a number of different travel partners, like British Airways, Delta Air Lines, Singapore Airlines, and more. This means that you can book award travel across all major airline alliances, getting you just about anywhere in the world. Check out our article on the best Membership Rewards redemptions for more info.

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Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. This site does not include all credit card companies or all available credit card offers that are on the market. Click here to see a list of advertisers that we work with.

As of February 2023, the My Best Buy Credit store cards carried annual percentage rate (APR) interest charges with variable rates from 28.74% to 30.74% and fixed rates from 9% to 26.34%. My Best Buy Visa cards were issued with variable rates of 15.24% to 30.74% and non-variable rates from 9.99% to 20.24%."}},"@type": "Question","name": "What Is the Difference Between the My Best Buy Visa card and the My Best Buy Credit Store Card?","acceptedAnswer": "@type": "Answer","text": "The My Best Buy Visa card can be used anywhere and earns rewards on purchases made anywhere. The My Best Buy Credit store card can be used only at Best Buy and only earns rewards on purchases made at Best Buy.","@type": "Question","name": "Where Can I Get the My Best Buy Credit Store Card?","acceptedAnswer": "@type": "Answer","text": "You can get the My Best Buy Credit store card in store at Best Buy or online at BestBuy.com.","@type": "Question","name": "What Kind of Credit is Required for the My Best Buy Cards?","acceptedAnswer": "@type": "Answer","text": "Fair or better credit is required to get approved for a My Best Buy Credit store card. The better your credit, the greater your odds of being approved for the My Best Buy Visa card."]}]}] Investing Stocks Bonds Fixed Income Mutual Funds ETFs Options 401(k) Roth IRA Fundamental Analysis Technical Analysis Markets View All Simulator Login / Portfolio Trade Research My Games Leaderboard Economy Government Policy Monetary Policy Fiscal Policy View All Personal Finance Financial Literacy Retirement Budgeting Saving Taxes Home Ownership View All News Markets Companies Earnings Economy Crypto Personal Finance Government View All Reviews Best Online Brokers Best Life Insurance Companies Best CD Rates Best Savings Accounts Best Personal Loans Best Credit Repair Companies Best Mortgage Rates Best Auto Loan Rates Best Credit Cards View All Academy Investing for Beginners Trading for Beginners Become a Day Trader Technical Analysis All Investing Courses All Trading Courses View All TradeSearchSearchPlease fill out this field.SearchSearchPlease fill out this field.InvestingInvesting Stocks Bonds Fixed Income Mutual Funds ETFs Options 401(k) Roth IRA Fundamental Analysis Technical Analysis Markets View All SimulatorSimulator Login / Portfolio Trade Research My Games Leaderboard EconomyEconomy Government Policy Monetary Policy Fiscal Policy View All Personal FinancePersonal Finance Financial Literacy Retirement Budgeting Saving Taxes Home Ownership View All NewsNews Markets Companies Earnings Economy Crypto Personal Finance Government View All ReviewsReviews Best Online Brokers Best Life Insurance Companies Best CD Rates Best Savings Accounts Best Personal Loans Best Credit Repair Companies Best Mortgage Rates Best Auto Loan Rates Best Credit Cards View All AcademyAcademy Investing for Beginners Trading for Beginners Become a Day Trader Technical Analysis All Investing Courses All Trading Courses View All Financial Terms Newsletter About Us Follow Us Facebook Instagram LinkedIn TikTok Twitter YouTube Table of ContentsExpandTable of ContentsHow the My Best Buy Credit Cards WorkRewards and BenefitsAlternativesTerms and ConditionsWho Should Consider This Card?FAQsThe Bottom LineCredit CardsRewards Credit CardsHow the My Best Buy Credit Card Works: Benefits and RewardsByRae Hartley BeckUpdated February 21, 2023Reviewed byKhadija Khartit Reviewed byKhadija KhartitFull Bio LinkedIn Twitter Khadija Khartit is a strategy, investment, and funding expert, and an educator of fintech and strategic finance in top universities. She has been an investor, entrepreneur, and advisor for more than 25 years. She is a FINRA Series 7, 63, and 66 license holder.Learn about our Financial Review BoardFact checked byVikki Velasquez Fact checked byVikki VelasquezFull Bio LinkedIn Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues and has also revised and edited educational materials for the Greater Richmond area.Learn about our editorial policiesBest Buy (BBY) is a consumer electronics retail chain with more than 1,000 locations and approximately 100,000 employees located throughout the United States and Canada. Best Buy provides a variety of products through its national store network and online, including appliances, computers, cell phones, gaming systems, sound systems, hardware, software, and entertainment products. 041b061a72